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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,365 | $160,028+40.8% | $147,080+53.2% | $145,884+54.5% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 15.05% | 98.60%-83.5pp | 420.17%-405.1pp | 551.85%-536.8pp |
| Employer contribution / active EE | $13,082 | $5,286+147.5% | $4,933+165.2% | $4,662+180.6% |
| Participant deferral / active EE | $14,914 | $8,422+77.1% | $8,066+84.9% | $6,690+122.9% |
| Admin fee / account holder | $1,051 | $15,030-93.0% | $12,989-91.9% | $13,392-92.2% |