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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,457 | $156,398+65.9% | $147,318+76.1% | $138,895+86.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.45% | 78.75%-64.3pp | 70.43%-56.0pp | 145.39%-130.9pp |
| Employer contribution / active EE | $16,978 | $4,853+249.8% | $4,593+269.7% | $4,194+304.8% |
| Participant deferral / active EE | $17,048 | $8,237+107.0% | $7,906+115.6% | $6,396+166.5% |
| Admin fee / account holder | $1,089 | $14,976-92.7% | $13,708-92.1% | $12,562-91.3% |