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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,704 | $93,345-7.1% | $119,126-27.2% | $87,485-0.9% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 10.12% | 19.08%-9.0pp | 282.11%-272.0pp | 26.06%-15.9pp |
| Employer contribution / active EE | $20,677 | $3,172+551.9% | $4,034+412.6% | $2,596+696.4% |
| Participant deferral / active EE | $378 | $4,099-90.8% | $5,318-92.9% | $4,274-91.1% |
| Admin fee / account holder | $20,598 | $8,039+156.2% | $10,693+92.6% | $7,775+164.9% |