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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $539,651 | $181,062+198.0% | $158,223+241.1% | $155,188+247.7% |
| Participation rate | 83.3% | 82.7%+0.7pp | 79.2%+4.1pp | 80.8%+2.5pp |
| Annual return | 11.66% | 57.39%-45.7pp | 52.09%-40.4pp | 148.84%-137.2pp |
| Employer contribution / active EE | $15,391 | $4,565+237.2% | $4,109+274.6% | $4,248+262.3% |
| Participant deferral / active EE | $9,506 | $6,134+55.0% | $5,467+73.9% | $6,531+45.5% |
| Admin fee / account holder | $6,027 | $18,825-68.0% | $16,047-62.4% | $14,480-58.4% |