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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,436 | $64,462+1.5% | $81,482-19.7% | $80,911-19.1% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.6%+32.4pp |
| Annual return | 17.08% | 16.35%+0.7pp | 24.79%-7.7pp | 35.63%-18.6pp |
| Employer contribution / active EE | $2,490 | $1,979+25.8% | $2,463+1.1% | $2,756-9.6% |
| Participant deferral / active EE | $4,110 | $3,094+32.8% | $3,885+5.8% | $4,297-4.4% |
| Admin fee / account holder | $4,296 | $5,678-24.3% | $5,761-25.4% | $6,935-38.0% |