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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,436 | $63,809+2.5% | $81,353-19.6% | $80,935-19.2% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.7%+32.3pp |
| Annual return | 17.08% | 16.37%+0.7pp | 24.82%-7.7pp | 35.66%-18.6pp |
| Employer contribution / active EE | $2,490 | $1,981+25.7% | $2,464+1.1% | $2,757-9.7% |
| Participant deferral / active EE | $4,110 | $3,093+32.9% | $3,885+5.8% | $4,299-4.4% |
| Admin fee / account holder | $4,296 | $5,686-24.4% | $5,766-25.5% | $6,924-38.0% |