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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,049 | $125,778-68.2% | $114,563-65.0% | $154,746-74.1% |
| Participation rate | 20.0% | 75.2%-55.2pp | 72.9%-52.9pp | 80.7%-60.7pp |
| Annual return | 13.79% | 295.14%-281.4pp | 241.09%-227.3pp | 172.34%-158.6pp |
| Employer contribution / active EE | $889 | $2,806-68.3% | $2,592-65.7% | $4,379-79.7% |
| Participant deferral / active EE | $6,028 | $4,445+35.6% | $4,142+45.5% | $6,730-10.4% |
| Admin fee / account holder | $10,908 | $8,190+33.2% | $7,623+43.1% | $14,365-24.1% |