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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,049 | $101,618-60.6% | $93,063-57.0% | $137,256-70.8% |
| Participation rate | 20.0% | 74.9%-54.9pp | 72.1%-52.1pp | 80.0%-60.0pp |
| Annual return | 13.79% | 223.95%-210.2pp | 34.15%-20.4pp | 220.34%-206.6pp |
| Employer contribution / active EE | $889 | $2,707-67.2% | $2,476-64.1% | $4,156-78.6% |
| Participant deferral / active EE | $6,028 | $4,279+40.9% | $3,958+52.3% | $6,407-5.9% |
| Admin fee / account holder | $10,908 | $6,198+76.0% | $6,033+80.8% | $12,270-11.1% |