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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,450 | $81,504-78.6% | $102,437-83.0% | $80,959-78.4% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 11.84% | 25.60%-13.8pp | 24.95%-13.1pp | 35.67%-23.8pp |
| Employer contribution / active EE | $0 | $3,104-100.0% | $3,871-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,250 | $3,871+9.8% | $5,060-16.0% | $4,300-1.2% |
| Admin fee / account holder | $1,738 | $6,719-74.1% | $8,388-79.3% | $6,925-74.9% |