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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,131 | $160,070-83.1% | $147,117-81.6% | $145,897-81.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 4.34% | 98.69%-94.3pp | 420.54%-416.2pp | 552.29%-547.9pp |
| Employer contribution / active EE | $6,244 | $5,285+18.2% | $4,932+26.6% | $4,663+33.9% |
| Participant deferral / active EE | $5,568 | $8,419-33.9% | $8,065-31.0% | $6,689-16.8% |
| Admin fee / account holder | $2,693 | $15,035-82.1% | $12,993-79.3% | $13,390-79.9% |