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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,291 | $89,259-76.1% | $107,187-80.1% | $82,637-74.2% |
| Participation rate | 82.6% | 67.9%+14.7pp | 75.0%+7.6pp | 68.1%+14.6pp |
| Annual return | 9.58% | 21.02%-11.4pp | 204.55%-195.0pp | 53.51%-43.9pp |
| Employer contribution / active EE | $3,058 | $3,080-0.7% | $3,782-19.1% | $2,552+19.8% |
| Participant deferral / active EE | $0 | $4,037-100.0% | $5,096-100.0% | $4,126-100.0% |
| Admin fee / account holder | $1,449 | $7,381-80.4% | $9,162-84.2% | $7,339-80.3% |