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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,291 | $96,731-78.0% | $123,973-82.8% | $86,983-75.5% |
| Participation rate | 82.6% | 70.0%+12.6pp | 76.7%+6.0pp | 69.5%+13.1pp |
| Annual return | 9.58% | 17.33%-7.7pp | 388.13%-378.5pp | 25.83%-16.3pp |
| Employer contribution / active EE | $3,058 | $3,297-7.2% | $4,126-25.9% | $2,584+18.3% |
| Participant deferral / active EE | $0 | $4,152-100.0% | $5,247-100.0% | $4,194-100.0% |
| Admin fee / account holder | $1,449 | $8,722-83.4% | $11,799-87.7% | $7,856-81.6% |