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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,934 | $111,535-56.1% | $105,223-53.5% | $137,256-64.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 22.53% | 237.85%-215.3pp | 180.65%-158.1pp | 220.34%-197.8pp |
| Employer contribution / active EE | $2,852 | $3,939-27.6% | $3,689-22.7% | $4,156-31.4% |
| Participant deferral / active EE | $5,534 | $5,500+0.6% | $5,072+9.1% | $6,407-13.6% |
| Admin fee / account holder | $2,251 | $9,721-76.8% | $8,859-74.6% | $12,270-81.7% |