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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,417 | $183,592+62.5% | $155,574+91.8% | $145,877+104.6% |
| Participation rate | 95.0% | 82.7%+12.3pp | 78.2%+16.8pp | 80.3%+14.7pp |
| Annual return | 17.71% | 61.37%-43.7pp | 64.87%-47.2pp | 551.28%-533.6pp |
| Employer contribution / active EE | $13,657 | $5,317+156.9% | $4,676+192.1% | $4,663+192.9% |
| Participant deferral / active EE | $7,792 | $6,466+20.5% | $5,629+38.4% | $6,691+16.5% |
| Admin fee / account holder | $1,276 | $19,316-93.4% | $15,914-92.0% | $13,402-90.5% |