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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,763 | $159,934+143.7% | $147,005+165.1% | $145,959+167.0% |
| Participation rate | 93.8% | 84.0%+9.8pp | 82.2%+11.6pp | 80.3%+13.5pp |
| Annual return | 19.94% | 98.24%-78.3pp | 418.76%-398.8pp | 561.95%-542.0pp |
| Employer contribution / active EE | $4,582 | $5,287-13.3% | $4,934-7.1% | $4,661-1.7% |
| Participant deferral / active EE | $13,752 | $8,427+63.2% | $8,070+70.4% | $6,689+105.6% |
| Admin fee / account holder | $9,876 | $15,053-34.4% | $13,006-24.1% | $13,398-26.3% |