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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,763 | $160,040+143.5% | $147,096+165.0% | $145,877+167.2% |
| Participation rate | 93.8% | 84.0%+9.7pp | 82.2%+11.6pp | 80.3%+13.4pp |
| Annual return | 19.94% | 98.49%-78.6pp | 419.75%-399.8pp | 551.28%-531.3pp |
| Employer contribution / active EE | $4,582 | $5,289-13.4% | $4,936-7.2% | $4,663-1.7% |
| Participant deferral / active EE | $13,752 | $8,429+63.2% | $8,071+70.4% | $6,691+105.5% |
| Admin fee / account holder | $9,876 | $15,050-34.4% | $13,005-24.1% | $13,402-26.3% |