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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,392 | $80,781+37.9% | $102,437+8.7% | $74,478+49.6% |
| Participation rate | 93.9% | 65.7%+28.2pp | 74.5%+19.4pp | 67.2%+26.6pp |
| Annual return | 8.01% | 27.58%-19.6pp | 24.95%-16.9pp | 1370.56%-1362.5pp |
| Employer contribution / active EE | $26,559 | $3,160+740.5% | $3,871+586.2% | $2,626+911.3% |
| Participant deferral / active EE | $673 | $3,862-82.6% | $5,060-86.7% | $4,350-84.5% |
| Admin fee / account holder | $6,811 | $2,372+187.1% | $8,388-18.8% | $1,946+250.0% |