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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,392 | $80,731+38.0% | $103,374+7.8% | $74,546+49.4% |
| Participation rate | 93.9% | 65.7%+28.2pp | 74.5%+19.4pp | 67.2%+26.6pp |
| Annual return | 8.01% | 27.56%-19.5pp | 24.89%-16.9pp | 1366.03%-1358.0pp |
| Employer contribution / active EE | $26,559 | $3,158+741.1% | $3,869+586.4% | $2,624+912.0% |
| Participant deferral / active EE | $673 | $3,860-82.6% | $5,058-86.7% | $4,347-84.5% |
| Admin fee / account holder | $6,811 | $2,369+187.5% | $8,394-18.9% | $1,944+250.4% |