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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,450 | $71,230-5.3% | $93,727-28.0% | $80,959-16.7% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 11.88% | 11.26%+0.6pp | 133.83%-121.9pp | 35.67%-23.8pp |
| Employer contribution / active EE | $5,807 | $1,565+271.0% | $2,421+139.8% | $2,757+110.6% |
| Participant deferral / active EE | $6,829 | $4,037+69.1% | $4,417+54.6% | $4,300+58.8% |
| Admin fee / account holder | $928 | $6,961-86.7% | $8,292-88.8% | $6,925-86.6% |