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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,391 | $101,798-27.9% | $165,071-55.5% | $80,935-9.3% |
| Participation rate | 89.5% | 71.8%+17.6pp | 78.6%+10.9pp | 67.7%+21.8pp |
| Annual return | 14.58% | 16.73%-2.1pp | 70.17%-55.6pp | 35.66%-21.1pp |
| Employer contribution / active EE | $6,532 | $2,954+121.1% | $4,347+50.3% | $2,757+137.0% |
| Participant deferral / active EE | $6,492 | $4,476+45.0% | $6,035+7.6% | $4,299+51.0% |
| Admin fee / account holder | $1,558 | $8,221-81.0% | $12,695-87.7% | $6,924-77.5% |