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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,786 | $199,109-39.8% | $173,730-31.1% | $154,746-22.6% |
| Participation rate | 72.7% | 82.8%-10.1pp | 79.6%-6.8pp | 80.7%-8.0pp |
| Annual return | 18.46% | 20.02%-1.6pp | 19.96%-1.5pp | 172.34%-153.9pp |
| Employer contribution / active EE | $1,389 | $5,311-73.8% | $4,577-69.6% | $4,379-68.3% |
| Participant deferral / active EE | $4,009 | $7,113-43.6% | $6,326-36.6% | $6,730-40.4% |
| Admin fee / account holder | $1,539 | $20,916-92.6% | $17,523-91.2% | $14,365-89.3% |