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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,770 | $183,539-89.8% | $155,556-87.9% | $145,897-87.1% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 10.87% | 61.31%-50.4pp | 64.84%-54.0pp | 552.29%-541.4pp |
| Employer contribution / active EE | $0 | $5,315-100.0% | $4,675-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,928 | $6,467-54.7% | $5,631-48.0% | $6,689-56.2% |
| Admin fee / account holder | $4,009 | $19,275-79.2% | $15,885-74.8% | $13,390-70.1% |