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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,579 | $94,439-57.0% | $73,658-44.9% | $154,746-73.8% |
| Participation rate | 50.0% | 64.7%-14.7pp | 57.0%-7.0pp | 80.7%-30.7pp |
| Annual return | 20.23% | 28.25%-8.0pp | 29.72%-9.5pp | 172.34%-152.1pp |
| Employer contribution / active EE | $1,850 | $1,257+47.1% | $1,032+79.2% | $4,379-57.8% |
| Participant deferral / active EE | $3,492 | $2,527+38.2% | $2,062+69.4% | $6,730-48.1% |
| Admin fee / account holder | $2,385 | $3,843-37.9% | $3,357-28.9% | $14,365-83.4% |