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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,579 | $67,823-40.2% | $52,425-22.6% | $137,256-70.4% |
| Participation rate | 50.0% | 63.9%-13.9pp | 55.6%-5.6pp | 80.0%-30.0pp |
| Annual return | 20.23% | 219.11%-198.9pp | 302.12%-281.9pp | 220.34%-200.1pp |
| Employer contribution / active EE | $1,850 | $1,163+59.0% | $914+102.3% | $4,156-55.5% |
| Participant deferral / active EE | $3,492 | $2,288+52.6% | $1,790+95.1% | $6,407-45.5% |
| Admin fee / account holder | $2,385 | $2,844-16.1% | $2,495-4.4% | $12,270-80.6% |