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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,567 | $183,539-83.9% | $155,556-81.0% | $145,897-79.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 3.90% | 61.31%-57.4pp | 64.84%-60.9pp | 552.29%-548.4pp |
| Employer contribution / active EE | $5,878 | $5,315+10.6% | $4,675+25.7% | $4,663+26.1% |
| Participant deferral / active EE | $7,767 | $6,467+20.1% | $5,631+37.9% | $6,689+16.1% |
| Admin fee / account holder | $1,089 | $19,275-94.3% | $15,885-93.1% | $13,390-91.9% |