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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,214 | $86,919-65.2% | $102,457-70.5% | $80,911-62.7% |
| Participation rate | 93.3% | 72.4%+21.0pp | 76.5%+16.8pp | 67.6%+25.7pp |
| Annual return | 9.26% | 18.90%-9.6pp | 29.41%-20.2pp | 35.63%-26.4pp |
| Employer contribution / active EE | $0 | $2,368-100.0% | $3,022-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $4,718 | $4,119+14.5% | $5,054-6.7% | $4,297+9.8% |
| Admin fee / account holder | $3,508 | $8,049-56.4% | $9,451-62.9% | $6,935-49.4% |