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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,583 | $181,062+100.3% | $158,223+129.2% | $155,188+133.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 16.61% | 57.39%-40.8pp | 52.09%-35.5pp | 148.84%-132.2pp |
| Employer contribution / active EE | $2,668 | $4,565-41.5% | $4,109-35.1% | $4,248-37.2% |
| Participant deferral / active EE | $6,116 | $6,134-0.3% | $5,467+11.9% | $6,531-6.4% |
| Admin fee / account holder | $1,658 | $18,825-91.2% | $16,047-89.7% | $14,480-88.6% |