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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,989 | $111,535-74.9% | $105,223-73.4% | $137,256-79.6% |
| Participation rate | 73.3% | 78.1%-4.8pp | 75.0%-1.7pp | 80.0%-6.6pp |
| Annual return | 14.19% | 237.85%-223.7pp | 180.65%-166.5pp | 220.34%-206.1pp |
| Employer contribution / active EE | $1,154 | $3,939-70.7% | $3,689-68.7% | $4,156-72.2% |
| Participant deferral / active EE | $1,835 | $5,500-66.6% | $5,072-63.8% | $6,407-71.4% |
| Admin fee / account holder | $560 | $9,721-94.2% | $8,859-93.7% | $12,270-95.4% |