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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,989 | $129,737-78.4% | $119,126-76.5% | $154,746-81.9% |
| Participation rate | 73.3% | 78.9%-5.5pp | 75.8%-2.4pp | 80.7%-7.4pp |
| Annual return | 14.19% | 379.08%-364.9pp | 282.11%-267.9pp | 172.34%-158.1pp |
| Employer contribution / active EE | $1,154 | $4,375-73.6% | $4,034-71.4% | $4,379-73.6% |
| Participant deferral / active EE | $1,835 | $5,842-68.6% | $5,318-65.5% | $6,730-72.7% |
| Admin fee / account holder | $560 | $11,961-95.3% | $10,693-94.8% | $14,365-96.1% |