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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,481 | $172,111+25.2% | $150,298+43.4% | $137,256+57.0% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 20.69% | 69.37%-48.7pp | 62.79%-42.1pp | 220.34%-199.7pp |
| Employer contribution / active EE | $2,607 | $4,636-43.8% | $4,154-37.2% | $4,156-37.3% |
| Participant deferral / active EE | $9,768 | $6,166+58.4% | $5,453+79.1% | $6,407+52.5% |
| Admin fee / account holder | $1,605 | $16,471-90.3% | $14,116-88.6% | $12,270-86.9% |