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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,706 | $166,020+66.1% | $164,866+67.2% | $145,959+88.9% |
| Participation rate | 91.3% | 82.0%+9.3pp | 78.6%+12.7pp | 80.3%+11.0pp |
| Annual return | 13.88% | 100.08%-86.2pp | 69.97%-56.1pp | 561.95%-548.1pp |
| Employer contribution / active EE | $8,327 | $5,275+57.9% | $4,343+91.7% | $4,661+78.7% |
| Participant deferral / active EE | $13,407 | $6,961+92.6% | $6,033+122.2% | $6,689+100.4% |
| Admin fee / account holder | $1,124 | $16,644-93.2% | $12,689-91.1% | $13,398-91.6% |