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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,959 | $185,312+112.6% | $161,489+144.0% | $154,746+154.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 6.55% | 103.84%-97.3pp | 89.72%-83.2pp | 172.34%-165.8pp |
| Employer contribution / active EE | $2,274 | $4,769-52.3% | $4,268-46.7% | $4,379-48.1% |
| Participant deferral / active EE | $3,283 | $6,350-48.3% | $5,630-41.7% | $6,730-51.2% |
| Admin fee / account holder | $14,162 | $18,654-24.1% | $16,006-11.5% | $14,365-1.4% |