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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,959 | $172,111+128.9% | $150,298+162.1% | $137,256+187.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 6.55% | 69.37%-62.8pp | 62.79%-56.2pp | 220.34%-213.8pp |
| Employer contribution / active EE | $2,274 | $4,636-50.9% | $4,154-45.2% | $4,156-45.3% |
| Participant deferral / active EE | $3,283 | $6,166-46.7% | $5,453-39.8% | $6,407-48.8% |
| Admin fee / account holder | $14,162 | $16,471-14.0% | $14,116+0.3% | $12,270+15.4% |