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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,869 | $68,573-76.9% | $120,368-86.8% | $80,874-80.4% |
| Participation rate | 100.0% | 61.6%+38.4pp | 71.9%+28.1pp | 67.6%+32.4pp |
| Annual return | 7.70% | 23.61%-15.9pp | 107.26%-99.6pp | 35.62%-27.9pp |
| Employer contribution / active EE | $3,549 | $2,052+73.0% | $3,465+2.4% | $2,756+28.8% |
| Participant deferral / active EE | $1,669 | $3,174-47.4% | $4,991-66.6% | $4,297-61.2% |
| Admin fee / account holder | $806 | $5,734-85.9% | $9,429-91.4% | $6,935-88.4% |