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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,658 | $102,245-33.8% | $89,340-24.3% | $137,256-50.7% |
| Participation rate | 63.6% | 74.9%-11.3pp | 69.6%-5.9pp | 80.0%-16.3pp |
| Annual return | 16.70% | 21.89%-5.2pp | 20.57%-3.9pp | 220.34%-203.6pp |
| Employer contribution / active EE | $671 | $2,529-73.5% | $2,231-69.9% | $4,156-83.9% |
| Participant deferral / active EE | $950 | $4,436-78.6% | $3,823-75.1% | $6,407-85.2% |
| Admin fee / account holder | $13,754 | $8,085+70.1% | $6,704+105.2% | $12,270+12.1% |