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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,793 | $100,262-31.4% | $81,370-15.5% | $145,897-52.8% |
| Participation rate | 63.6% | 74.3%-10.6pp | 69.5%-5.9pp | 80.3%-16.7pp |
| Annual return | 23.42% | 34.52%-11.1pp | 24.85%-1.4pp | 552.29%-528.9pp |
| Employer contribution / active EE | $579 | $2,979-80.6% | $2,464-76.5% | $4,663-87.6% |
| Participant deferral / active EE | $876 | $4,612-81.0% | $3,885-77.5% | $6,689-86.9% |
| Admin fee / account holder | $4 | $8,163-100.0% | $5,749-99.9% | $13,390-100.0% |