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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,057 | $97,751-46.7% | $103,447-49.7% | $145,877-64.3% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 18.37% | 25.43%-7.1pp | 23.92%-5.5pp | 551.28%-532.9pp |
| Employer contribution / active EE | $1,620 | $4,684-65.4% | $4,678-65.4% | $4,663-65.3% |
| Participant deferral / active EE | $11,861 | $6,603+79.6% | $6,624+79.1% | $6,691+77.3% |
| Admin fee / account holder | $1,241 | $12,515-90.1% | $9,415-86.8% | $13,402-90.7% |