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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,057 | $97,078-46.4% | $103,065-49.5% | $145,897-64.3% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.6%+19.4pp | 80.3%+19.7pp |
| Annual return | 18.37% | 25.49%-7.1pp | 23.95%-5.6pp | 552.29%-533.9pp |
| Employer contribution / active EE | $1,620 | $4,680-65.4% | $4,675-65.4% | $4,663-65.3% |
| Participant deferral / active EE | $11,861 | $6,601+79.7% | $6,625+79.0% | $6,689+77.3% |
| Admin fee / account holder | $1,241 | $12,505-90.1% | $9,349-86.7% | $13,390-90.7% |