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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,750 | $77,472+1.6% | $100,392-21.6% | $80,935-2.7% |
| Participation rate | 83.8% | 76.9%+6.8pp | 81.5%+2.3pp | 67.7%+16.1pp |
| Annual return | 9.08% | 37.26%-28.2pp | 49.45%-40.4pp | 35.66%-26.6pp |
| Employer contribution / active EE | $5,578 | $2,800+99.2% | $3,941+41.5% | $2,757+102.4% |
| Participant deferral / active EE | $7,038 | $6,818+3.2% | $8,090-13.0% | $4,299+63.7% |
| Admin fee / account holder | $28,893 | $5,885+391.0% | $7,904+265.5% | $6,924+317.3% |