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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,468 | $78,520+26.7% | $96,576+3.0% | $82,448+20.6% |
| Participation rate | 86.5% | 77.7%+8.8pp | 81.4%+5.0pp | 68.1%+18.4pp |
| Annual return | 15.65% | 41.30%-25.7pp | 38.47%-22.8pp | 41.64%-26.0pp |
| Employer contribution / active EE | $5,914 | $2,630+124.9% | $3,553+66.5% | $2,551+131.8% |
| Participant deferral / active EE | $7,150 | $6,754+5.9% | $7,956-10.1% | $4,139+72.7% |
| Admin fee / account holder | $7,526 | $13,455-44.1% | $11,381-33.9% | $7,234+4.0% |