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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,350 | $58,311+73.8% | $81,882+23.8% | $80,959+25.2% |
| Participation rate | 85.7% | 63.5%+22.2pp | 72.4%+13.3pp | 67.7%+18.0pp |
| Annual return | 13.03% | 41.85%-28.8pp | 779.47%-766.4pp | 35.67%-22.6pp |
| Employer contribution / active EE | $2,923 | $2,347+24.6% | $2,916+0.2% | $2,757+6.0% |
| Participant deferral / active EE | $7,919 | $3,287+140.9% | $4,323+83.2% | $4,300+84.1% |
| Admin fee / account holder | $15,131 | $4,752+218.4% | $7,360+105.6% | $6,925+118.5% |