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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,350 | $58,258+74.0% | $81,820+23.9% | $80,925+25.2% |
| Participation rate | 85.7% | 63.5%+22.3pp | 72.4%+13.3pp | 67.7%+18.1pp |
| Annual return | 13.03% | 41.76%-28.7pp | 777.93%-764.9pp | 35.65%-22.6pp |
| Employer contribution / active EE | $2,923 | $2,345+24.6% | $2,915+0.3% | $2,756+6.0% |
| Participant deferral / active EE | $7,919 | $3,284+141.2% | $4,323+83.2% | $4,299+84.2% |
| Admin fee / account holder | $15,131 | $4,976+204.1% | $7,391+104.7% | $6,940+118.0% |