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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,321 | $95,453-32.6% | $112,040-42.6% | $82,448-22.0% |
| Participation rate | 39.7% | 72.8%-33.0pp | 76.5%-36.7pp | 68.1%-28.3pp |
| Annual return | 13.91% | 23.92%-10.0pp | 24.52%-10.6pp | 41.64%-27.7pp |
| Employer contribution / active EE | $1,768 | $2,318-23.7% | $2,954-40.1% | $2,551-30.7% |
| Participant deferral / active EE | $3,668 | $4,224-13.2% | $5,098-28.1% | $4,139-11.4% |
| Admin fee / account holder | $940 | $9,013-89.6% | $12,098-92.2% | $7,234-87.0% |