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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,172 | $166,131-6.6% | $164,975-5.9% | $145,877+6.4% |
| Participation rate | 94.4% | 82.0%+12.4pp | 78.6%+15.8pp | 80.3%+14.1pp |
| Annual return | 9.67% | 100.37%-90.7pp | 70.12%-60.5pp | 551.28%-541.6pp |
| Employer contribution / active EE | $14,944 | $5,276+183.3% | $4,343+244.1% | $4,663+220.5% |
| Participant deferral / active EE | $11,462 | $6,962+64.6% | $6,033+90.0% | $6,691+71.3% |
| Admin fee / account holder | $29,515 | $16,648+77.3% | $12,688+132.6% | $13,402+120.2% |