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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,011 | $178,174+1.6% | $156,181+15.9% | $137,256+31.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 14.95% | 84.19%-69.2pp | 64.87%-49.9pp | 220.34%-205.4pp |
| Employer contribution / active EE | $15,218 | $4,972+206.1% | $4,294+254.4% | $4,156+266.2% |
| Participant deferral / active EE | $11,657 | $6,888+69.2% | $6,132+90.1% | $6,407+81.9% |
| Admin fee / account holder | $2,915 | $17,404-83.3% | $14,586-80.0% | $12,270-76.2% |