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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,706 | $114,119+125.8% | $107,187+140.4% | $138,895+85.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 11.21% | 273.21%-262.0pp | 204.55%-193.3pp | 145.39%-134.2pp |
| Employer contribution / active EE | $10,031 | $4,059+147.2% | $3,782+165.2% | $4,194+139.2% |
| Participant deferral / active EE | $4,814 | $5,538-13.1% | $5,096-5.5% | $6,396-24.7% |
| Admin fee / account holder | $15,322 | $10,024+52.9% | $9,162+67.2% | $12,562+22.0% |