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| Provider | Service type | Compensation |
|---|---|---|
ABBEY STREET LLC4 years Service code 27 · EIN 82-4772597 | Advisory (Plan) | $70,412 |
Service code 37 · EIN 04-2647786 | Loan Processing | $46,063 |
OLSEN THIELEN & CO., LTD2 years Filed as: OLSEN THIELEN & CO. LTD. Service code 10 · EIN 41-1360831 | Accounting | $17,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,236 | $83,023+14.7% | $102,437-7.0% | $77,762+22.5% |
| Participation rate | 62.2% | 71.5%-9.4pp | 74.5%-12.3pp | 70.6%-8.4pp |
| Annual return | 11.10% | 19.12%-8.0pp | 24.95%-13.9pp | 31.27%-20.2pp |
| Employer contribution / active EE | $2,641 | $3,552-25.6% | $3,871-31.8% | $2,728-3.2% |
| Participant deferral / active EE | $5,132 | $4,110+24.9% | $5,060+1.4% | $4,651+10.4% |
| Admin fee / account holder | $374 | $639-41.4% | $8,388-95.5% | $433-13.6% |