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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,111 | $109,967-43.5% | $97,197-36.1% | $145,877-57.4% |
| Participation rate | 81.8% | 76.0%+5.9pp | 72.7%+9.1pp | 80.3%+1.5pp |
| Annual return | 12.04% | 244.27%-232.2pp | 75.47%-63.4pp | 551.28%-539.2pp |
| Employer contribution / active EE | $2,580 | $3,077-16.1% | $2,723-5.2% | $4,663-44.7% |
| Participant deferral / active EE | $10,460 | $4,676+123.7% | $4,263+145.3% | $6,691+56.3% |
| Admin fee / account holder | $1,003 | $6,199-83.8% | $5,637-82.2% | $13,402-92.5% |