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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,111 | $109,904-43.5% | $97,167-36.1% | $145,959-57.4% |
| Participation rate | 81.8% | 75.9%+5.9pp | 72.7%+9.1pp | 80.3%+1.5pp |
| Annual return | 12.04% | 243.43%-231.4pp | 75.27%-63.2pp | 561.95%-549.9pp |
| Employer contribution / active EE | $2,580 | $3,084-16.4% | $2,729-5.5% | $4,661-44.6% |
| Participant deferral / active EE | $10,460 | $4,676+123.7% | $4,264+145.3% | $6,689+56.4% |
| Admin fee / account holder | $1,003 | $6,216-83.9% | $5,650-82.3% | $13,398-92.5% |