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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,111 | $110,093-43.6% | $97,295-36.2% | $145,897-57.4% |
| Participation rate | 81.8% | 75.9%+5.9pp | 72.7%+9.2pp | 80.3%+1.5pp |
| Annual return | 12.04% | 244.76%-232.7pp | 75.62%-63.6pp | 552.29%-540.2pp |
| Employer contribution / active EE | $2,580 | $3,077-16.2% | $2,723-5.3% | $4,663-44.7% |
| Participant deferral / active EE | $10,460 | $4,678+123.6% | $4,264+145.3% | $6,689+56.4% |
| Admin fee / account holder | $1,003 | $6,212-83.9% | $5,646-82.2% | $13,390-92.5% |