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| Provider | Service type | Compensation |
|---|---|---|
LAVINE, LOFGREN, MORRIS & ENGELBERG10+ years Filed as: LAVINE,LOFGREN,MORRIS & ENGELBERG Service code 10 · EIN 33-0690020 | Accounting | $6,100 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $4,496 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,549 | $66,486-27.0% | $81,370-40.3% | $77,762-37.6% |
| Participation rate | 75.2% | 68.7%+6.5pp | 69.5%+5.6pp | 70.6%+4.6pp |
| Annual return | 14.31% | 15.95%-1.6pp | 24.85%-10.5pp | 31.27%-17.0pp |
| Employer contribution / active EE | $462 | $2,158-78.6% | $2,464-81.2% | $2,728-83.1% |
| Participant deferral / active EE | $4,101 | $3,677+11.5% | $3,885+5.5% | $4,651-11.8% |
| Admin fee / account holder | $33 | $586-94.3% | $5,749-99.4% | $433-92.3% |