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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,349 | $95,404+26.1% | $113,397+6.1% | $82,637+45.6% |
| Participation rate | 88.9% | 72.8%+16.1pp | 76.5%+12.4pp | 68.1%+20.8pp |
| Annual return | 18.29% | 19.08%-0.8pp | 23.20%-4.9pp | 53.51%-35.2pp |
| Employer contribution / active EE | $4,194 | $2,307+81.8% | $2,977+40.9% | $2,552+64.3% |
| Participant deferral / active EE | $9,923 | $4,220+135.2% | $5,076+95.5% | $4,126+140.5% |
| Admin fee / account holder | $4,626 | $9,168-49.5% | $11,957-61.3% | $7,339-37.0% |