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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,261 | $61,789-62.4% | $97,167-76.1% | $80,874-71.2% |
| Participation rate | 91.3% | 63.5%+27.8pp | 72.7%+18.6pp | 67.6%+23.7pp |
| Annual return | 6.90% | -557.90%+564.8pp | 75.27%-68.4pp | 35.62%-28.7pp |
| Employer contribution / active EE | $343 | $1,837-81.3% | $2,729-87.4% | $2,756-87.6% |
| Participant deferral / active EE | $2,072 | $3,028-31.6% | $4,264-51.4% | $4,297-51.8% |
| Admin fee / account holder | $1,210 | $5,168-76.6% | $5,650-78.6% | $6,935-82.6% |