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| Provider | Service type | Compensation |
|---|---|---|
OSAIC WEALTH INC1 year Service code 27 10 EXCHANGE PLACE SUITE 1410 · JERSEY CITY, NJ 07302 | Advisory (Plan) | $22,145 |
Filed as: EMPOWER ANNUITY INSURANDCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $18,600 |
PREMIER PLAN CONSULTANTS5 years Filed as: PREMIER PLAN CONSULTANTS, INC. Service code 13 | Contract Administrator | $8,858 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $6,077 |
PREMIER PLAN CONSULTANTS5 years Service code 13 6215 FERRIS SQ · SAN DIEGO, CA 92121 | Contract Administrator | $1,375 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,652 | $101,672-31.5% | $147,117-52.7% | $74,478-6.5% |
| Participation rate | 89.9% | 75.5%+14.4pp | 82.2%+7.7pp | 67.2%+22.7pp |
| Annual return | 15.11% | 8757.83%-8742.7pp | 420.54%-405.4pp | 1370.56%-1355.5pp |
| Employer contribution / active EE | $0 | $3,813-100.0% | $4,932-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $7,599 | $7,305+4.0% | $8,065-5.8% | $4,350+74.7% |
| Admin fee / account holder | $374 | $1,753-78.6% | $12,993-97.1% | $1,946-80.8% |