Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,424 | $44,746-11.9% | $88,179-55.3% | $64,097-38.5% |
| Participation rate | 29.9% | 39.8%-9.9pp | 69.1%-39.3pp | 55.2%-25.3pp |
| Annual return | 9.78% | 24.70%-14.9pp | 64.97%-55.2pp | 34.64%-24.9pp |
| Employer contribution / active EE | $813 | $1,078-24.5% | $2,549-68.1% | $1,891-57.0% |
| Participant deferral / active EE | $1,475 | $2,072-28.8% | $4,614-68.0% | $3,080-52.1% |
| Admin fee / account holder | $8,208 | $3,437+138.8% | $7,673+7.0% | $3,454+137.6% |