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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $478,025 | $183,516+160.5% | $155,534+207.3% | $145,884+227.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.99% | 61.43%-49.4pp | 64.92%-52.9pp | 551.85%-539.9pp |
| Employer contribution / active EE | $6,975 | $5,315+31.2% | $4,675+49.2% | $4,662+49.6% |
| Participant deferral / active EE | $8,196 | $6,467+26.7% | $5,630+45.6% | $6,690+22.5% |
| Admin fee / account holder | $1,641 | $19,293-91.5% | $15,900-89.7% | $13,392-87.7% |