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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,685 | $223,823-61.7% | $211,142-59.4% | $154,746-44.6% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 14.23% | 50.39%-36.2pp | 46.84%-32.6pp | 172.34%-158.1pp |
| Employer contribution / active EE | $8,421 | $6,787+24.1% | $6,442+30.7% | $4,379+92.3% |
| Participant deferral / active EE | $4,661 | $9,750-52.2% | $9,284-49.8% | $6,730-30.8% |
| Admin fee / account holder | $468 | $19,707-97.6% | $19,076-97.5% | $14,365-96.7% |