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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,141 | $77,472+55.1% | $100,415+19.6% | $80,959+48.4% |
| Participation rate | 91.7% | 76.9%+14.7pp | 81.5%+10.1pp | 67.7%+24.0pp |
| Annual return | 20.19% | 37.26%-17.1pp | 49.47%-29.3pp | 35.67%-15.5pp |
| Employer contribution / active EE | $6,092 | $2,800+117.5% | $3,943+54.5% | $2,757+120.9% |
| Participant deferral / active EE | $17,261 | $6,818+153.2% | $8,091+113.3% | $4,300+301.4% |
| Admin fee / account holder | $5,187 | $5,885-11.9% | $7,906-34.4% | $6,925-25.1% |