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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,031 | $110,410-76.4% | $102,437-74.6% | $145,897-82.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 5.76% | 24.85%-19.1pp | 24.95%-19.2pp | 552.29%-546.5pp |
| Employer contribution / active EE | $6,335 | $4,217+50.2% | $3,871+63.7% | $4,663+35.9% |
| Participant deferral / active EE | $0 | $5,622-100.0% | $5,060-100.0% | $6,689-100.0% |
| Admin fee / account holder | $9,263 | $9,745-4.9% | $8,388+10.4% | $13,390-30.8% |