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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,856 | $106,749+2.9% | $145,433-24.5% | $82,448+33.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 13.25% | 27.59%-14.3pp | 66.58%-53.3pp | 41.64%-28.4pp |
| Employer contribution / active EE | $3,363 | $3,444-2.4% | $4,554-26.2% | $2,551+31.8% |
| Participant deferral / active EE | $12,412 | $6,519+90.4% | $7,897+57.2% | $4,139+199.9% |
| Admin fee / account holder | $16,781 | $8,390+100.0% | $13,129+27.8% | $7,234+132.0% |