Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,770 | $87,166-94.5% | $76,735-93.8% | $137,256-96.5% |
| Participation rate | 68.4% | 74.4%-5.9pp | 69.5%-1.1pp | 80.0%-11.5pp |
| Annual return | 16.70% | 26.50%-9.8pp | 29.77%-13.1pp | 220.34%-203.6pp |
| Employer contribution / active EE | $620 | $2,904-78.7% | $2,454-74.7% | $4,156-85.1% |
| Participant deferral / active EE | $944 | $4,726-80.0% | $4,088-76.9% | $6,407-85.3% |
| Admin fee / account holder | $572 | $8,403-93.2% | $7,189-92.0% | $12,270-95.3% |