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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,572 | $117,846+94.0% | $102,434+123.1% | $145,884+56.7% |
| Participation rate | 57.1% | 78.6%-21.5pp | 76.5%-19.4pp | 80.3%-23.2pp |
| Annual return | 11.16% | 31.90%-20.7pp | 29.46%-18.3pp | 551.85%-540.7pp |
| Employer contribution / active EE | $1,645 | $3,615-54.5% | $3,023-45.6% | $4,662-64.7% |
| Participant deferral / active EE | $3,762 | $5,733-34.4% | $5,055-25.6% | $6,690-43.8% |
| Admin fee / account holder | $30,914 | $13,356+131.5% | $9,462+226.7% | $13,392+130.8% |