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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,510 | $124,425+0.1% | $112,040+11.1% | $137,256-9.3% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 12.86% | 24.72%-11.9pp | 24.52%-11.7pp | 220.34%-207.5pp |
| Employer contribution / active EE | $6,209 | $3,411+82.0% | $2,954+110.2% | $4,156+49.4% |
| Participant deferral / active EE | $6,701 | $5,718+17.2% | $5,098+31.5% | $6,407+4.6% |
| Admin fee / account holder | $17,997 | $15,207+18.4% | $12,098+48.8% | $12,270+46.7% |