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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,727 | $117,895-6.9% | $102,460+7.1% | $145,897-24.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 9.05% | 31.92%-22.9pp | 29.47%-20.4pp | 552.29%-543.2pp |
| Employer contribution / active EE | $6,831 | $3,619+88.8% | $3,025+125.8% | $4,663+46.5% |
| Participant deferral / active EE | $6,034 | $5,736+5.2% | $5,056+19.3% | $6,689-9.8% |
| Admin fee / account holder | $5,800 | $13,353-56.6% | $9,460-38.7% | $13,390-56.7% |