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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,327 | $78,027+6.8% | $178,528-53.3% | $80,925+3.0% |
| Participation rate | 93.5% | 65.7%+27.9pp | 77.1%+16.4pp | 67.7%+25.9pp |
| Annual return | 7.99% | 18.09%-10.1pp | 27.11%-19.1pp | 35.65%-27.7pp |
| Employer contribution / active EE | $2,343 | $2,281+2.7% | $3,950-40.7% | $2,756-15.0% |
| Participant deferral / active EE | $9,370 | $4,408+112.6% | $6,278+49.3% | $4,299+118.0% |
| Admin fee / account holder | $28,814 | $7,168+302.0% | $10,419+176.6% | $6,940+315.2% |