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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,327 | $78,015+6.8% | $178,505-53.3% | $80,959+2.9% |
| Participation rate | 93.5% | 65.7%+27.9pp | 77.1%+16.4pp | 67.7%+25.9pp |
| Annual return | 7.99% | 18.10%-10.1pp | 27.16%-19.2pp | 35.67%-27.7pp |
| Employer contribution / active EE | $2,343 | $2,281+2.7% | $3,955-40.8% | $2,757-15.0% |
| Participant deferral / active EE | $9,370 | $4,406+112.7% | $6,280+49.2% | $4,300+117.9% |
| Admin fee / account holder | $28,814 | $7,160+302.4% | $10,428+176.3% | $6,925+316.1% |