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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,178 | $102,382-53.9% | $147,005-67.9% | $80,874-41.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 13.61% | 134.89%-121.3pp | 418.76%-405.2pp | 35.62%-22.0pp |
| Employer contribution / active EE | $4,877 | $3,715+31.3% | $4,934-1.2% | $2,756+77.0% |
| Participant deferral / active EE | $8,581 | $6,646+29.1% | $8,070+6.3% | $4,297+99.7% |
| Admin fee / account holder | $2,701 | $7,942-66.0% | $13,006-79.2% | $6,935-61.1% |