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| Provider | Service type | Compensation |
|---|---|---|
SLAVIC INTEGRATED ADMINISTRATION10+ years Service code 15 · EIN 65-0608221 | Recordkeeping | $326,634 |
BFSG LLC10+ years Filed as: BFSG, LLC Service code 17 · EIN 20-8532658 | Pension Consulting | $39,316 |
Filed as: CBIZ CPAS, P.C. Service code 10 · EIN 43-1947695 | Accounting | $22,764 |
Filed as: STAFFPAY, INC. Service code 14 · EIN 33-0680357 | Plan Administrator | $5,216 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,969 | $45,022-24.5% | $85,240-60.1% | $200,096-83.0% |
| Participation rate | 33.2% | 45.8%-12.7pp | 67.5%-34.4pp | 72.0%-38.9pp |
| Annual return | 5.49% | 21.00%-15.5pp | 66.75%-61.3pp | 34.26%-28.8pp |
| Employer contribution / active EE | $710 | $1,374-48.3% | $2,735-74.0% | $3,038-76.6% |
| Participant deferral / active EE | $2,141 | $2,682-20.2% | $4,527-52.7% | $5,090-57.9% |
| Admin fee / account holder | $202 | $585-65.5% | $6,165-96.7% | $269-25.1% |